Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles
when you spend $4,000 on purchases in the first 3 months from account opening
Why We Like It: The Capital One Venture X Rewards Credit Card is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.
Anthony Venture's Take
Anthony Venture X, and no, we're not related. For most people, this is a great travel card with yearly credits & miles that end up coming out ahead of the annual fee if you can fully utilize all the benefits, and with another vacation under your belt. 😎 Another powerful benefit of the card is that you can earn 2x miles on ALL other purchases with no cap.
Capital One Venture X Rewards Credit Card Calculator
Cardonomics calculates the expected value of the The Capital One Venture X Rewards Credit Card based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.
The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.
The Capital One Venture X Rewards Credit Card Intro Offer
Are you eligible for the intro offer? You are not eligible if you have or have had the card (even without getting the bonus).
Are you able to complete $4,000 of spend in the first 3 months?
The current public offer is 75,000. What bonus are you considering?
miles earned from intro offer:
0Credits: How Do You Value Them?
The Capital One Venture X annual fee is $395.
Given how you value the credits, your effective annual fee is: $95
Miles Multipliers: Category Spend
Yearly miles earned from spend breakdown:
Other Perks and Benefits: How do you value them?
Value of other perks and benefits:
How do you plan on redeeming points?
Capital One gives you many ways to redeem your miles. Here are some common examples:
- Miles are denoted as CPM = "cents per mile"
Given how you value miles...
Expected Value of Miles
(Intro offer + credits + spend - annual fee)
Additional disclosures:
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Hertz benefit: Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
Calculation Methodology
The calculator's results are determined by several factors, including your ability to meet the minimum spending requirement to earn the welcome offer, spending habits in different categories, point redemption strategy, and how much relative value you place on other benefits.
The "Years" in the calculator refer to the cardmember year, which begins when you are approved for the card. The first year of membership is the first 12 months after approval, and the second year is the 12 months following that.
Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.