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Bloom's Top Business Cards

Business cards are a great option to earn points or cash back on your business spending while keeping your expenses separate.

Business cards allow you to earn rewards on your spending and make it easier to track (whether you personally or your accountant/accounting team). Whether big or small (even one person!), there’s probably a business card for you.

Flexible Points

card art for the Capital One Venture X Business

Capital One Venture X Business

150,000 Miles150,000 Miles once you spend $30,000 in the first 3 months from account opening

The Capital One Venture X Business is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.

The card is a pay-in-full card, meaning the balance must be paid off in full each month. There's no preset spending limit, and the card will adapt to your needs based on spending behavior, payment history, credit profile, and other factors.

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card art for the The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

The Blue Business Plus is a great option if you're looking for a catch-all business card and you're not planning to spend more than $50,000 on the card.

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card art for the American Express® Business Gold Card

American Express® Business Gold Card

Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

The American Express® Business Gold Card is one of the best cards to earn points for business owners. The card is ideal for businesses with moderate to high spend on relevant categories like U.S. advertising, U.S. gas stations, and U.S. restaurants.

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card art for the Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year

If you are a business owner with strong credit who travels frequently and doesn't mind paying a higher annual fee, the Capital One Spark Cash Plus Card may be a good choice. This card has a $150 annual fee, which is higher than some similar cards, but the rewards you can earn can make it worthwhile for travelers.

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card art for the The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

The The Business Platinum® Card from American Express is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts. Get over $1,000 in business value from statement credits from vendors like Dell Technologies and Adobe Creative Solutions. Terms apply.


Cash Back

card art for the American Express® Business Gold Card

American Express® Business Gold Card

Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

The American Express® Business Gold Card is one of the best cards to earn points for business owners. The card is ideal for businesses with moderate to high spend on relevant categories like U.S. advertising, U.S. gas stations, and U.S. restaurants.

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card art for the Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year

If you are a business owner with strong credit who travels frequently and doesn't mind paying a higher annual fee, the Capital One Spark Cash Plus Card may be a good choice. This card has a $150 annual fee, which is higher than some similar cards, but the rewards you can earn can make it worthwhile for travelers.

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card art for the American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

A straight-forward business credit card that earns 2% cash back on the first $50k on eligible purchases each calendar year, and then 1% cash back thereafter.

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Hotel

card art for the The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 4/29/2025.

Ideal for Hilton loyalist that want competitive multipliers at Hilton properties and select business and travel purchases. The card also comes with Hilton Gold status.

card art for the Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

Great Marriott Bonvoy card with competitive point multipliers.  Get a Free Night Award (up to 35,000 points) per year, which helps offset the annual fee. In addition, you get Bonvoy Gold status just by having the card. 

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Airline

card art for the Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 4/2/25.

The best option for Delta frequent flyers who can benefit from access to Delta Sky Clubs* and Centurion Lounges (when flying Delta). Earn an Annual Companion Certificate each year you renew the card. Get closer to Medallion Status with Status Boost® opportunities to earn Medallion Qualification Miles (MQMs).

*Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person using the Card.

card art for the Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 4/2/25.

The ideal card to get the perks of airline status without being a frequent flyer, including free first checked bag on Delta flights. Enjoy 20% saving on select Delta in-flight purchases in the form of a statement credit when you use your card.

card art for the Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 4/2/25.

Get closer to Medallion Status with Status Boost® opportunities to earn additional Medallion Qualification Miles (MQMs). Earn an Annual Companion Certificate each year your renew the card.