The Citi Double Cash Card® is a simple cash back card that earns 2% on everything; 1% when you buy plus 1% as you pay.

Point Multipliers

• Earn unlimited 2% cash back on all purchases, 1% cash back when you buy, plus an additional 1% when you pay off the purchase.

Cash back is earned in the form of ThankYou® Points.

The Fine Print

To qualify for the cash back, you must pay at least the minimum due on time.

You don't earn cash back on balance transfers, cash advances, account fees, interest, or returned items.

Redeeming Points

Cash back is earned in the form of ThankYou® Points; at a minimum, you're getting 1 cent per point (1 CPP).

If you pair the Citi Double Cash with the Citi Premier, this allows you to transfer the ThankYou points out to airline and hotel partners, which can provide a ton of value if you want to take an aspirational trip.

Main Takeaway

The Citi Double Cash is ideal for those who want a no-hassle catch-all card that earns flat cash back. 

If you're in the Citi ThankYou points eco-system, use the Citi Double Cash for all non-category spending to accumulate points.