Our Top Cards of 2025
Updated on 6/29/2025
Choosing a credit card can be overwhelming, but at Cardonomics, we simplify the process to help you find the perfect fit. We've curated a list of the top credit cards in various categories, highlighting their key benefits, rewards programs, annual fees, and other essential details. Whether you're looking for travel perks or cashback rewards, our expert reviews and comparisons make it easy to select the best card for your needs. Explore our top picks and start maximizing your rewards today.
Browse by card categories:
Chase Freedom Unlimited®
EARN A $200 BONUS after spending $500 on purchases in your first 3 months from account opening.
The Chase Freedom Unlimited® is one of the best no annual fee “catch-all” cards available. The card is also a key piece of the Chase Trifecta and a strong earner.
Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.
Chase Sapphire Preferred® Card
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
The Chase Sapphire Preferred® Card is ideal for those optimizing for cash back or travel. Redeem Chase Ultimate Rewards for cash back at 1.25x on select categories through Pay Yourself Back or travel via Chase Travel℠. The card is also a basic travel card with good spend multipliers and benefits like no foreign transaction fees and primary collision damage waiver (terms apply).
Chase Sapphire Reserve®
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
The Chase Sapphire Reserve® is a strong premium card if you care about earning points or benefits when you travel. Despite the $795 annual fee, the $300 travel credit, Priority Pass membership, and over $2,700 in annual cardmember value make the card worth considering.
The Platinum Card® from American Express
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Terms apply | Rates & Fees
The Platinum Card® from American Express is one of the best travel cards, especially if you can use the many credits. For many, this becomes a highly subsidized lounge access and travel perks card.
American Express® Gold Card
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Terms apply | Rates & Fees
The American Express® Gold Card offers competitive point multipliers when it comes to purchases at restaurants worldwide and U.S. supermarkets, and it also has a handful of other benefits offered by Amex that make it stand out compared to other premium cards.
Capital One Savor Cash Rewards Credit Card
$200 Cash Back after you spend $500 on purchases within 3 months from account opening
Ideal for people looking for a simple dining card and entertainment card. Get access to Capital One's entertainment partners.