Our Top Cards of 2025

Point Multipliers:

• 5% on travel purchased through Chase Travel℠
• 3% on dining at restaurants (including takeout and eligible delivery apps)
• 3% on drugstore purchases
• 1.5% everywhere else

Point Multipliers:

• 10x Miles on hotels and rental cars booked via Capital One Travel
• 5x Miles on flights booked and vacation rentals via Capital One Travel
• 2x Miles on all other purchases

Other Benefits:

• $300 annual credit for bookings through Capital One Travel
• 10,000 Anniversary miles (worth at least $100) each card member year
• Access to Capital One Airport Lounges
• Priority Pass membership
• Complimentary Hertz Gold Plus Rewards President’s Circle® status

Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

Point Multipliers:‍ 

• Earn 2X points on travel purchases including airfare, hotels, cruises, and rideshare 
• 5X total points on all travel purchased through Chase Travel℠
• 3X points on dining purchases including fine dining, coffee shops, fast food restaurants, and eligible delivery services 
• 3X points on select streaming services 
• 3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs) 
• Earn 1X points on all other purchases

No foreign transaction fees

Point Multipliers:

• 10X on Chase Dining through Ultimate Rewards
• 10X on hotels and car rentals through Chase Travel℠
• 5X on flights through Chase Travel℠
• 3X on other travel worldwide
• 3X on dining
• 1X on all other purchases

Point Multipliers:

• 5X on Flights booked directly with airlines or through Amex Travel (on up to $500,000 spent per calendar year)
• 5X on Prepaid Hotels booked on AmexTravel.com
• 1X on other purchases
• Terms apply

Rates & Fees

Point Multipliers:‍ 

• Earn 4X points at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.  
• Earn 4X points at U.S. supermarkets on up to $25,000 per calendar year, then 1X 
• Earn 3X points on flights booked directly with airlines or amextravel.com 
• Earn 2X on prepaid hotels and other eligible purchases booked on AmexTravel.com
• Earn 1X points on other purchases 

Credits: 

• $120 Uber Cash, up to $10 each month. Basic Card Members on a Consumer U.S. American Express® Gold Card are eligible for $10 in Uber Cash each month ("Amex Benefit"), subject to these Terms and Conditions. To receive this benefit, you must have downloaded the latest version of the Uber App. An Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. The Amex Benefit may only be used in the United States. 
• $120 Dining Credit, up to $10 in monthly statement credits when you pay with the American Express® Gold Card at select dining partners (see below for details) 
• $84 Dunkin' Credit, earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
• $100 Resy Credit, up to $50 in statement credits semi-annually after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.
• Terms apply

Rates & Fees

Point Multipliers:

• 3% Cash back on dining, entertainment, popular streaming services, and grocery stores
• 1% On all other purchases