Our Top Card Issuers of 2023

Point Multipliers:

• 10x Miles on hotels and rental cars booked via Capital One Travel
• 5x Miles on flights booked via Capital One Travel
• 2x Miles on all other purchases

Other Benefits:

• $300 annual credit for bookings through Capital One Travel
• 10,000 Anniversary miles (worth at least $100) each card member year
• Access to Capital One Airport Lounges
• Priority Pass membership
• Complimentary Hertz Gold Plus Rewards President’s Circle® status

Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

The Capital One Venture X Rewards Credit Card is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.

Point Multipliers

• 2X Miles on every purchase
• 5X Miles on hotels and rental cars booked through Capital One Travel

Ideal for people who want to earn simple rewards on all purchases. Access Capital One transfer partners to redeem miles for a higher value. 

Point Multipliers:

• Earn unlimited 1.25x Miles on every purchase
• 5x Miles on hotels and rental cars booked via Capital One Travel

Other Benefits:

• No foreign transaction fees
• Additional travel protections if you are approved for the Visa Signature card. Terms apply.

Ideal starter travel card for people who want to earn unlimited 1.25x miles on all purchases. The card has no foreign transaction fees, which is great for international travel. Redeem miles for travel or statement credits.

Point Multipliers:

• 3% Cash back on dining, entertainment, popular streaming services, and grocery stores
• 1% On all other purchases

Ideal for people looking for a simple dining card and entertainment card. Get access to Capital One's entertainment partners. 

Point Multipliers

• 1.5% Cash back on every purchase

The Capital One Quicksilver Cash Rewards Credit Card is a simple flat-rate cash back card ideal for people who don't want to keep track of categories. 

Point Multipliers:

• Earn unlimited 2% cash back for your business on all purchases. 
• 5% Cash back on hotels booked through Capital One Travel
• 5% Cash back on rental cars booked through Capital One Travel

Other benefits:

• Virtual card numbers
• Free employee cards
• Set customized spending limits for each employee's card

If you are a business owner with strong credit who travels frequently and doesn't mind paying a higher annual fee, the Capital One Spark Cash Plus Card may be a good choice. This card has a $150 annual fee, which is higher than some similar cards, but the rewards you can earn can make it worthwhile for travelers.

Point Multipliers:

• 10x Miles on hotels and rental cars booked via Capital One Travel
• 5x Miles on flights booked via Capital One Travel
• 2x Miles on all other purchases

Other Benefits:

• $300 Annual travel credit for bookings through Capital One Travel
• 10,000 anniversary miles (worth at least $100) each card member year
• Access to Capital One Airport Lounges
• Priority Pass membership

The Capital One Venture X Business is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.

The card is a pay-in-full card, meaning the balance must be paid off in full each month. There's no preset spending limit, and the card will adapt to your needs based on spending behavior, payment history, credit profile, and other factors.