Our Top Cards of 2025
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Chase Sapphire Preferred® Card
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
The Chase Sapphire Preferred® Card is ideal for those optimizing for cash back or travel. Redeem Chase Ultimate Rewards for cash back at 1.25x on select categories through Pay Yourself Back or travel via Chase Travel℠. The card is also a basic travel card with good spend multipliers and benefits like no foreign transaction fees and primary collision damage waiver (terms apply).
Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.
The Platinum Card® from American Express
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Terms apply | Rates & Fees
The Platinum Card® from American Express is one of the best travel cards, especially if you can use the many credits. For many, this becomes a highly subsidized lounge access and travel perks card.
Chase Sapphire Reserve®
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
The Chase Sapphire Reserve® is a strong premium card if you care about earning points or benefits when you travel. Despite the $795 annual fee, the $300 travel credit, Priority Pass membership, and over $2,700 in annual cardmember value make the card worth considering.
American Express® Gold Card
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Terms apply | Rates & Fees
The American Express® Gold Card offers competitive point multipliers when it comes to purchases at restaurants worldwide and U.S. supermarkets, and it also has a handful of other benefits offered by Amex that make it stand out compared to other premium cards.
Southwest Rapid Rewards® Priority Credit Card
Earn Companion Pass® plus 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
The flagship card for Southwest Airlines loyalist. Get a $75 Southwest annual travel credit each year, along with 4 Upgraded Boardings per year when available. Get to A-List status faster by earning 1,500 tier qualifying points (TQPs) toward A-List status for every $10,000 spent in purchases annually–with no limit on the amount of TQPs you can earn.
Ink Business Preferred® Credit Card
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
The Ink Business Preferred® Credit Card is a great option if you spend a lot in business categories and want to get elevated value from your Ultimate Reward points.
Capital One Venture Rewards Credit Card
75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
Ideal for people who want to earn simple rewards on all purchases. Access Capital One transfer partners to redeem miles for a higher value.
Bilt Mastercard®
Terms apply | Rates & Fees
The Bilt Mastercard® is a great no-annual-fee card to consider to accumulate points on everyday spending and rent. If you plan on utilizing one of the travel transfer partners, you can maximize value by redeeming the points for business/first-class flights or hotel stays.
Sapphire Reserve for Business℠
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
Built for business owners who prioritize travel and flexibility, offering premium perks like 8x points on Chase Travel℠ and up to $300 in annual travel credits, making it a strong contender for those who can maximize its elevated earn rates and benefits year-round.