Our Top Cards of 2023

The Blue Business Plus earns 2X Membership Rewards (MR) points on the first $50,000 in spend per calendar year on eligible purchases; earn 1 point per dollar thereafter.

Terms apply.

Rates & Fees

The Blue Business Plus is a great option if you're looking for a catch-all business card and you're not planning to spend more than $50,000 on the card.

Point Multipliers:

• Earn unlimited 2X miles for your business on all purchases. 
• 5X Miles on hotels booked through Capital One Travel
• 5X Miles on rental cars booked through Capital One Travel

Other benefits:

• Virtual card numbers
• Free employee cards
• Set customized spending limits for each employee's card

If you are a business owner with strong credit who travels frequently, the Capital One Spark Miles for Business may be a good choice. Use miles on travel partners, flights, hotels, vacation packages, and more.

Earn an unlimited 1.5% cash back on every purchase, and there is no maximum amount you can earn.

The Ink Business Unlimited® Credit Card is a great “everything else” option for your business. If combined with other Chase cards, the points can be substantially more valuable whether you’re using the “Pay Yourself Back” program or redeeming for travel.

Point Multipliers

With the Ink Business Preferred® Credit Card (CIP), you earn 3x points on the first $150,000 combined spending in various categories. The $150,000 cap is based on the account anniversary year.

3x categories include:

• Shipping
• Internet, cable, and phone
• Advertising through social media sites and search engines
• Travel

You also earn 1x on all other purchases.

The Ink Business Preferred® Credit Card is a great option if you spend a lot in business categories and want to get elevated value from your Ultimate Reward points.

Point Multipliers

Earn 5% back on your first $25,000 in combined spend each card member year at:

• Office supply stores
• Internet
• Cable
• Phone services 

Earn 2% cash back on the first $25,000 on combined spend each card member year at:

• Gas stations
• Restaurants

The Ink Business Cash® Credit Card is one of the best no-annual fee options available that has competitive multipliers for common business categories. The cash back earned is in points and has substantial upside if used in conjunction with other Chase cards.

Point Multipliers:

• Earn unlimited 2% cash back for your business on all purchases. 
• 5% Cash back on hotels booked through Capital One Travel
• 5% Cash back on rental cars booked through Capital One Travel

Other benefits:

• Virtual card numbers
• Free employee cards
• Set customized spending limits for each employee's card

If you are a business owner with strong credit who travels frequently and doesn't mind paying a higher annual fee, the Capital One Spark Cash Plus Card may be a good choice. This card has a $150 annual fee, which is higher than some similar cards, but the rewards you can earn can make it worthwhile for travelers.

Point Multipliers:

• 5X Points on flights and prepaid hotels booked on AmexTravel.com
• 1.5X Points on eligible purchases of $5k or more, on up to $2 million of these purchases per calendar year
• 1.5X Points on business categories like construction suppliers, electronic retailers, software providers, and more. Cap applies.
• 1X Points on all other purchases

Terms apply.

Rates & Fees

The The Business Platinum® Card from American Express is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts. Get over $1,000 in business value from statement credits from vendors like Dell Technologies and Adobe Creative Solutions. Terms apply.