Our Top Card Issuers of 2024

Point Multipliers:

• 5X on Flights booked directly with airlines or through Amex Travel (on up to $500,000 spent per calendar year)
• 5X on Prepaid Hotels booked on AmexTravel.com
• 1X on other purchases
• Terms apply

Rates & Fees

Point Multipliers:‍ 

• Earn 4X points at restaurants, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.  
• Earn 4X points at U.S. supermarkets on up to $25,000 per calendar year, then 1X 
• Earn 3X points on flights booked directly with airlines or amextravel.com 
• Earn 2X on prepaid hotels and other eligible purchases booked on AmexTravel.com
• Earn 1X points on other purchases 

Credits: 

• $120 Uber Cash, up to $10 each month. Basic Card Members on a Consumer U.S. American Express® Gold Card are eligible for $10 in Uber Cash each month ("Amex Benefit"), subject to these Terms and Conditions. To receive this benefit, you must have downloaded the latest version of the Uber App. An Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. The Amex Benefit may only be used in the United States. 
• $120 Dining Credit, up to $10 in monthly statement credits when you pay with the American Express® Gold Card at select dining partners (see below for details) 
• $84 Dunkin' Credit, earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
• $100 Resy Credit, up to $50 in statement credits semi-annually after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.
• Terms apply

Rates & Fees

The Blue Business Plus earns 2X Membership Rewards (MR) points on the first $50,000 in spend per calendar year on eligible purchases; earn 1 point per dollar thereafter.

Terms apply.

Rates & Fees

Point Multipliers:

• 5X Points on flights and prepaid hotels booked on AmexTravel.com
• 1.5X Points on eligible purchases of $5k or more, on up to $2 million of these purchases per calendar year
• 1.5X Points on business categories like construction suppliers, electronic retailers, software providers, and more. Cap applies.
• 1X Points on all other purchases

Terms apply.

Rates & Fees

Earns 4X Membership Rewards (MR) points on your top two spend categories each billing cycle from the following categories:

• Transit purchases, including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
• U.S. purchases made from electronic goods retailers and software & cloud system providers
• U.S. gas stations
• U.S. purchases made directly from certain technology providers (computer hardware, software, cloud solutions)
• U.S. restaurants

The 4X rate applies to the first $150,000 in combined spending from two categories from the above list each calendar year. After this, it’s 1X. Terms apply.

You’ll also earn 3X on flights and pre-paid hotels booked on AmexTravel.com and 1X on everything else.

Terms apply.

Rates & Fees

Point Multipliers:

• 3% Cash back at U.S. supermarkets, on up to $6,000 per year, then 1% after that.
• 3% Cash back on U.S. Online Retail Purchases on up to $6,000 per year, then 1% after that.
• 3% Cash back at U.S. gas stations on up to $6,000 per year, then 1% after that.
• 1% Cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Rates & Fees

Point Multipliers:

• 7X Points on eligible purchases at Hilton hotels and resorts
• 5X Points at U.S. restaurants
• 5X Points at U.S. supermarkets
• 5X Points at U.S. gas stations
• 3X Points on all other eligible purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 12X Points on eligible purchases at Hilton hotels and resorts
• 6X Points at U.S. restaurants
• 6X Points at U.S. supermarkets
• 6X Points at U.S. gas stations
• 4X Points at U.S. online retail purchases
• 3X Points on all other eligible purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 12X Hilton Honors points on purchases made directly with hotels and resorts in the Hilton portfolio
• 6X Hilton Honors points at U.S. gas stations, shipping providers, and wireless phone services purchased directly from service providers
• 6X Hilton Honors points at U.S. restaurants, flights, and car rentals
• 3X Hilton Honors points on other purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 6X total points at Marriott
• 4X Points at restaurants worldwide
• 4X Points at U.S. gas stations
• 4X Points on wireless telephone services purchased directly from U.S. service providers
• 4X Points on U.S. purchases for shipping
• 2X Points on all other purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 6X total points at participating Marriott Bonvoy hotels
• 4X Points at restaurants worldwide & U.S. Supermarkets. Earn 4X on up to $15,000 in combined purchases at restaurants and U.S. Supermarkets, then 2X points after that.
• 2X Points on all other purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 3X Miles on Delta purchases made directly with Delta
• 3X Miles on direct Hotel purchases
• 2X Miles on dining at restaurants
• 2X Miles at U.S. supermarkets

Terms apply.

Rates & Fees

Point Multipliers:

• 2X Miles on dining at restaurants, including takeout and delivery in the U.S.
• 2X Miles at U.S. supermarkets
• 2X Miles on Delta purchases made directly with Delta
• 1X Miles on other purchases

Rates & Fees

Point Multipliers:

• 2X Miles on Delta purchases made directly with Delta
• 2X Miles at U.S. restaurants
• 2X Miles on U.S. shipping providers
• 2X Miles on U.S. advertising purchases in select media
• 1X Miles on other purchases

Rates & Fees

Point Multipliers:

• 3X Miles on Delta purchases made directly with Delta
• 1X Miles on all other purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 3X Miles on Delta purchases made directly with Delta
• 1.5X Miles on large purchases of $5k or more, up to 50k additional miles per calendar year
• 1X Miles on all other purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 2X Miles on dining at restaurants
• 2X Miles on Delta purchases made directly with Delta
• 1X Miles on all other purchases

Rates & Fees

The Plum Card® from American Express lets you pay early to earn unlimited cash back on your purchases.

Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date. There's no cap on how much you can earn and no purchase categories, just savings applies to your next statement.

Terms apply.

Rates & Fees

Point Multipliers:

• 2% Cash back on everyday eligible business purchases up to $50k per calendar year.
• Earn 1% cash back on other eligible purchases after the first $50k spent on your card, automatically credited to your statement.

Rates & Fees

Point Multipliers:

• 3X Miles on Delta purchases made directly with Delta
• 3X Miles on direct Hotel purchases
• 1.5X Miles on large purchases of $5k or more, up to 50k additional miles per calendar year
• 1X Miles on all other purchases

Terms apply.

Rates & Fees

Point Multipliers:

• 6X Marriott Bonvoy® points at Marriott
• 3X Points at restaurants worldwide
• 3X Points on flights booked directly with airlines
• 2X Points on all other purchases

Terms apply.

Rates & Fees