Our Top Cards of 2023

Point Multipliers:

• 6% Cash back at U.S. supermarkets, on up to $6,000 per year, then 1% after that.
• 6% Cash back on select U.S. streaming subscriptions.
• 3% Cash back on transit including taxis, rideshare, parking, tolls, trains, buses, and more.
• 3% Cash back at U.S. gas stations.
• 1% Cash back on other purchases.

Rates & Fees

Ideal for those optimizing for cash back and don't mind an annual fee. Earn cash back on everyday categories like select U.S. streaming subscriptions, transit, U.S. gas stations, and U.S. supermarkets (6% on up to $6,000 per year, then 1%).

Point Multipliers:

• 3% Cash back at U.S. supermarkets, on up to $6,000 per year, then 1% after that.
• 3% Cash back on U.S. Online Retail Purchases on up to $6,000 per year, then 1% after that.
• 3% Cash back at U.S. gas stations on up to $6,000 per year, then 1% after that.
• 1% Cash back on other purchases.

Rates & Fees

A great cash back card for those who are able to maximize spend at U.S. supermarkets, U.S. Online Retailers, and U.S. gas stations on up to $6,000 per year, then 1% after that.

Point Multipliers:

• 3% Cash back on dining, entertainment, popular streaming services, and grocery stores
• 1% On all other purchases

Ideal for people looking for a simple dining card and entertainment card. Get access to Capital One's entertainment partners. 

Point Multipliers:

• 5% on travel purchased through Chase Ultimate Rewards (Chase’s travel portal)
• 3% on dining at restaurants (including takeout and eligible delivery apps)
• 3% on drugstore purchases
• 1.5% everywhere else

The Chase Freedom Unlimited® is one of the best no annual fee “catch-all” cards available. The card is also a key piece of the Chase Trifecta and a strong earner.

Point Multipliers

• 1.5% Cash back on every purchase

The Capital One Quicksilver Cash Rewards Credit Card is a simple flat-rate cash back card ideal for people who don't want to keep track of categories.